Please reach us at hello@mllfinancial.com.au if you cannot find an answer to your question.
MLL Financial are asset finance brokers. That means, we are loan specialists for cars, boats, debt consolidation to name a few. We have access to over 40 lenders that can offer a personalised rate and loan to suit your unique needs.
Our difference is highly personalised service. We take the time to understand your unique situation.
We help you every step of the way to get the right loan to help with your unique circumstances.
The application process is straightforward and fast, with no hidden fees.
We are a franchisee of Ausloans Finance Group who are Australia's largest brokerage.
MLL Financial offer loans for most purposes. This could be for a car, car repairs, home or business renovation, large business equipment, small business needs, debt consolidation, holidays, medical treatments or unexpected expenses.
Contact us today to find out if may be able to help your unique needs.
With our highly personalised service, we take the time to understand your unique situation. We guide you through the application process. With access to over 40 lenders, we recommend suitable lenders so you may get the right loan for your unique needs.
The minimum loan amount with MLL Financial is $5,000 and the maximum depends on your needs and current financial situation.
Your borrowing capacity is generally calculated as your net income (income after tax) less expenses. Expenses may include food and transport expenses, living expenses, other loans or financial commitments.
Once your loan is approved, the repayment frequency depends on your loan set up and preference. You may be able to make make weekly, fortnightly or monthly repayments.
That depends on your current financial situation. Generally, loan terms vary between 12 - 72 months.
Generally you will need to provide Australian identification, proof of address, income verification such as pay slips, as well as bank statements to show your expenses.
Bank statements will show your expenses and will assist our variety of 40 lenders determine serviceability, to ensure you can comfortably make the repayments.
Serviceability is the ability for you to repay the loan. Our wide variety of 40 lenders calculate a potential borrower’s serviceability taking into account income, expenses and other factors.
The application process is quick and easy. On average you can expect to have an answer within 1-2 days.
If the lender requires additional documentation, it may take a little longer.
Our personalised service means we will keep you informed and help you every step of the way to ensure the ideal outcome for your unique needs.
We partner with over 40 lenders to find a suitable solution for your needs.
The benefit of using our service means we may be able to save you time, effort and money in finding the right loan for your unique needs. Our friendly team do all of the research and have many years of experience with lenders. We take the hassle out of finding the right loan for your unique needs.
The eligibility criteria varies between lenders, but generally you must satisfy the following criteria to be eligible for a loan.
Other credit and approval criteria will apply depending on your situation. In most cases, you can expect to receive a decision on your loan application in 1-2 working days.
Our personalised service means we will keep you informed and help you every step of the way to ensure the ideal outcome for your unique needs.
A credit score is a record of your credit history. It’s a number usually between zero and 1000 (or 1200 depending on the credit reporting body). Lenders use this score as one factor in determining whether to approve your loan application and provide you with finance.
The higher the score the more likely you are to get approved for a loan/credit.
An individual’s credit score is determined by a range of factors, including:
Yes, and you can do so for free.
There are three main credit reporting organisations in Australia: Equifax, Experian and Illion. You can request access to your credit report by visiting their websites. They are required by law to give you access to your credit report once every three months for free.
Most people that have used credit have a credit score, but everyone starts out with no credit history when they start managing their finances on their own.
However, if you are a first time borrower, perhaps you are 18 and have never required credit, MLL Financial may still be able to assist you. We have access to over 40 lenders that may be able to provide a loan for your unique needs.
Contact us today to find out how we may be able to help and provide a personalised service for your unique needs.
Funds for Kids is a program developed by MLL Financial to give back to our community. We are passionate about supporting our sporting community.
For every loan settled through MLL Financial, we will give your local footy club $500.
All you have to do is apply through the Apply Now button on our Funds for Kids page.
No.
The money paid to your local footy club comes directly out of our revenue so it does not cost you a cent! This is our way of giving back to our community.
To help us give back to your local footy club, all you have to do is apply through the Apply Now button on our Funds for Kids or Funds for Footy pages.
One of our friendly team members will contact you to discuss your lending needs.
For every loan settled, we will pay $500 to a sporting club of your choice or to a sporting club we are partnered with. It's that simple.
Matt, our Managing Director and founder of MLL Financial has a passion for grass roots sports. Matt played both junior and senior sports, and believes kids get taught valuable lessons about hard work, dedication and team work whilst having fun! Matt wants to help as many kids as possible have the opportunity to play sports and receive the benefits, just like he did.
MLL Financial is a franchise of
Ausloans Finance Group
Copyright © 2024 MLL Financial Pty td - All Rights Reserved.
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